Please reach us at nathanharris.agent@gmail.com if you cannot find an answer to your question.
Open enrollment is only for ACA/Obamacare and government plans. Private insurance is available year round
Private insurance is much less expensive than you think! From personal experience, I switched to private and saved $1,800 for that year alone!
Major medical insurance under the ACA/Obamacare cannot be denied to you because of any pre-existing conditions. If you receive a government subsidies on the monthly premiums, it is most reasonably priced. It costs a lot more than the majority of other plans if you do not receive the discount.
Employer plans are AMAZING for the employee, but the premium will rise the moment you add a family member (spouse, children, or both) to the coverage. This is due to the fact that although firms frequently provide benefits to their employees, adding a family to the plan will cost them fully.
Due to the health requirements for private insurance, there is an application process. Not everyone will be eligible due to health. It is less expensive than most plans with BETTER coverage because you're in good health and are receiving a preferred rate.
No required length of time - you have the plan because you need it.
No fee, I'm happy to help :)
Public Marketplace (aka ACA/Obamacare plans) are based on income and age. Private plans are based on health.
In most cases the only way to make coverage any cheaper is to either remove benefits or reverse age. Can't say I have that superpower!
I have Medical/Health, Dental, Vision, Life, Supplemental, Critical Illness, Income Protection (aka Short term disability) and access to everything out there so I am happy to guide you in the right direction if you are needing something specific!
Nathan Harris Health Specialist is dedicated to helping people live healthier lives and making the health system work better for everyone. We serve millions of people from their earliest years through their working lives and through retirement. Product availability varies by state. Enrollment and/or sign up is not a guarantee of coverage.
Attention: This website is operated by JH Health Specialist, and is not the Health Insurance Marketplace website. JH Health Specialist. is licensed as an insurance agency in 25 states. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer's enrollment in a health plan. No obligation to enroll. Agent cannot provide tax or legal advice. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled.
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